Please Note: The information below provides a brief overview of an area of cover within our policies. All our policy benefits are subject to terms, conditions and exclusions. Please refer to the policy wording for full details which can be downloaded under 'Key Information' below.

These are two important benefits that we provide in our policies. Please check that the level of cover you have chosen includes these benefits and to what value. Further information is available on our accident & liability cover information page.

Personal Accident

This covers you in the event that you are involved in an accident which results in Loss of limb, Loss of sight and or Permanent total disablement. We will pay up to the amount shown in the table of benefits to you (or to your executors or administrators if you die) if you are involved in an accident during your trip.

Personal Liability

This covers you in the event that if, during an insured trip, you are legally liable for accidentally:

As you can see these are very important policy benefits and you should ensure you and your family are covered before travelling abroad.

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Travel News

19 Aug 2019
Spain - removal of information on San Fermin festival; updated information on ongoing forest fire in Gran Canaria; if you’re in the area, check the latest updates and follow the advice of the local authorities

19 Aug 2019
Portugal - Health section and removal of information on fuel tanker drivers' strike; consider carrying an Emergency ID Card to help the health services assist you in an emergency

19 Aug 2019
Brazil - Health, Safety and security (Road travel), Natural disasters section and editorial amendments throughout; Santos Dumont domestic airport in Rio de Janeiro is operating a restricted service for one month from approximately 24 August; check with your airline before travelling

19 Aug 2019
Hong Kong - removal of information on planned protests between 16 and 18 August

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