Please Note: The information below provides a brief overview of an area of cover within our policies. All our policy benefits are subject to terms, conditions and exclusions. Please refer to the policy wording for full details which can be downloaded under 'Key Information' below.

These are two important benefits that we provide in our policies. Please check that the level of cover you have chosen includes these benefits and to what value. Further information is available on our accident & liability cover information page.

Personal Accident

This covers you in the event that you are involved in an accident which results in Loss of limb, Loss of sight and or Permanent total disablement. We will pay up to the amount shown in the table of benefits to you (or to your executors or administrators if you die) if you are involved in an accident during your trip.

Personal Liability

This covers you in the event that if, during an insured trip, you are legally liable for accidentally:

• Injuring someone
or
• Damaging or losing someone else's property

As you can see these are very important policy benefits and you should ensure you and your family are covered before travelling abroad.