Please Note: The information below provides a brief overview of an area of cover within our policies. All our policy benefits are subject to terms, conditions and exclusions. Please refer to the policy wording for full details which can be downloaded under 'Key Information' below.

With the high-profile collapse of a number of scheduled airline companies in recent years, this level of cover has recently been introduced and should be seen as an essential benefit to your travel insurance Policy. All our policies, no matter what level of cover you choose, include scheduled airline failure cover as standard. We cover up to £1500 and there is no excess applicable.

We will pay up to the amount shown in the table of benefits for each insured person named on the invoice and airline ticket for:

1. Irrecoverable sums paid in advance in the event of insolvency of the scheduled airline not forming part of an inclusive holiday prior to departure; or
2. In the event of insolvency after departure:
1. the additional pro rata costs incurred by you in replacing that part of the flight arrangements to a similar standard to that originally booked; or
2. if curtailment of the trip is unavoidable - the cost of return flights to the United Kingdom to a similar standard to that originally booked.

Provided that in the case of i) and ii) above where practicable you have obtained the Insurers' approval prior to incurring the relevant costs by contacting the Insurer as set out on the claim pages.